the home buying process
Step 1: BUYER CONSULTATION
step 3: Mortgage Pre-approval
Step 1: BUYER CONSULTATION
Set up a time with your realtor to discuss budget, timeline, & your wishlist.
step 2: Set a budget
step 3: Mortgage Pre-approval
Step 1: BUYER CONSULTATION
What payment can you afford monthly? Your monthly mortgage will include your principle, interest, taxes, & insurance.
step 3: Mortgage Pre-approval
step 3: Mortgage Pre-approval
step 3: Mortgage Pre-approval
Before starting your home buying search, it is a good idea to speak with a lender to determine your buying power. Your realtor can guide you to a trusted lender in your area.
step 4: confirm search criteria
step 5: schedule showings & sign buyer broker agreement
step 3: Mortgage Pre-approval
Narrow down location, school district, distance from work, & size of home/ property that best fits your family's needs.
step 5: schedule showings & sign buyer broker agreement
step 5: schedule showings & sign buyer broker agreement
step 5: schedule showings & sign buyer broker agreement
Before we start viewing properties, we’ll need to formalize our partnership with a Buyer Broker Agreement, ensuring we can fully represent your interests every step of the way.
step 6: review buyer estimate from lender & offer terms
step 5: schedule showings & sign buyer broker agreement
step 5: schedule showings & sign buyer broker agreement
A loan estimate is a tool lenders use to communicate your loan terms, such as your interst rate, monthly payment, and the approximate cash needed to close.
step 7: Make an offer
step 8: Wait for response/ negotiate offer terms
step 8: Wait for response/ negotiate offer terms
Your realtor will guide you through making an offer using a Comparative Market Analysis on the home you choose.
step 8: Wait for response/ negotiate offer terms
step 8: Wait for response/ negotiate offer terms
step 8: Wait for response/ negotiate offer terms
Your realtor is your biggest advocate and will help you negotiate the terms in the contract to best fit your needs
step 9: Ratified contract
step 8: Wait for response/ negotiate offer terms
step 9: Ratified contract
When both parties have agreed to the terms of the contract, your realtor will guide you through the next steps - ensuring a seamless transaction
What can you afford?
Find Your Dream Home
